Worker’s Compensation for Restaurants in New York. Newer restaurant owner’s in New York (maybe some established one’s too) don’t realize that they can co-join a “safety group” with other restaurants in New York. This is a pooling of money paid in and also of money paid out in claims. A good way for any restaurant to save money, especially during this pandemic of 2020. The safety group we are affiliated with has a 20% UPFRONT discount and then historically, a 30% backend dividend. So saving 50% off the standard rates set by the New York Worker’s Compensation Board. A really great deal for restaurant owner’s, especially new one’s. A warning is that you cannot move from one safety group to another. There are 2 other safety groups I am aware of and they do not allow movement from one to another. I guess they try to protect each other from adverse claims if a higher claim risk wanted to jump ship. Makes sense. So if you are looking for help with worker’s compensation, you can call 716-684-3203.
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