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Q - If someone is driving my car and they have full coverage insurance but I have liability, will their insurance take care of the damage if they are at fault?
A - NO! Insurance follows the car, not the driver. Your insurance is the responding one and if you only have liability, then your damages are NOT COVERED. The damages done to the other vehicle are covered but for yours, no. Sorry.
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1- Your age 2- Where you live 3- your driving record 4 - your claims history 5- Your credit 6- Homeowner or renter (Bundle policies in either case) 7 - Who else is in your household that drives 8 - Year, make model of your cars (some are more expensive to repair) 9 - How you use your vehicles, basically 3 levels: Pleasure, To/From work 3–15 miles, Business use. And then every insurance company will use these factors in a different way - weigh the factor more one way than another.
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- Home
-
Quotes
- Service
-
Insurance
- About
- Blog
-
Videos
- Landlords Insurance
- Comprehensive Coverage
- Independent Insurance Broker VS an Insurance Agent
- How to Get Good NY Landlord Insurance Policy
- Homeowner and Liability Risks
- Homeowners Garage Insurance
- Property and Landlord Insurance
- Underground or Service Line Homeowner Coverage
- Running The Game with Tom Larsen
- Contact
- FAQs
- Newsletter
- Luxury Home Insurance in NY
- Workers Compensation
- Business Insurance