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What if a tree falls on your house during a storm?

10/6/2020

0 Comments

 
Steve Barron asks: If a tree falls on your house due to a storm, does insurance cover the damage and tree removal or is it considered "an act of God"?

Answer: 
Your insurance would cover the damage and the tree removal. When you mention “act of God” that would be if the said tree that fell was on your neighbors property but fell on your house. It would be your insurance that paid not your neighbors insurance because it was an “act of God”. Many consumers think it is the fault of the person who "owns" the tree on their property but it is not.

I personally had a neighbors tree fall into my inground pool but it did no damage, so a claim was never filed. But if I had to file one, it would be on my own homeowner's insurance policy.

​Need a homeowner's insurance quote? tom@larseninsurance.com

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  • Home
  • Quotes
    • Property Quotes >
      • Landlords Insurance Quote
      • Home Insurance Quote
      • Earthquake Insurance Quote
      • Flood Insurance Quote
      • Renters Insurance Quote
    • Business Quotes >
      • Restaurant Quotes
      • Business Insurance Quote
      • Business Owners Package (BOP) Insurance Quote
      • Workers Compensation Quote
    • Auto Quotes >
      • Auto Insurance Quote
      • ATV Insurance Quote
      • Roadside Assistance Quote
      • Motorcycle Quote
      • RV Insurance Quote
    • Life & Financial Quotes >
      • Life Insurance Quote
      • Umbrella Insurance Quote
    • Other Quotes >
      • Boat Insurance Quote
      • Event Insurance Quote
      • Wedding Insurance Quote
  • Service
    • Report a Claim
    • Update Contact Info
    • Policy Changes
    • Proof of Insurance
    • Policy Review
    • Contact My Carrier
    • Free Consultation
  • Insurance
    • Property >
      • Landlords Insurance
      • Home Insurance
      • Earthquake Insurance
      • Flood Insurance
      • Renters Insurance
    • Business >
      • Restaurant Insurance
      • Business Insurance
      • Business Owners Package (BOP) Insurance
      • Workers Compensation
    • Vehicles >
      • Auto Insurance
      • ATV Insurance
      • Motorcycle Insurance
      • Roadside Assistance
      • RV Insurance
    • Life/Financial >
      • Life Insurance
      • Umbrella Insurance
    • Other >
      • Boat Insurance
      • Event Insurance
      • Wedding Insurance
  • About
    • Blog
    • Client Testimonials
    • Refer a Friend
    • Free Reports
    • Staff Directory
    • Insurance Carriers
    • Agency Photo Gallery
    • News
  • Videos
    • Landlords Insurance
    • Comprehensive Coverage
    • Independent Insurance Broker VS an Insurance Agent
    • How to Get Good NY Landlord Insurance Policy
    • Homeowner and Liability Risks
    • Homeowners Garage Insurance
    • Property and Landlord Insurance
    • Underground or Service Line Homeowner Coverage
  • Contact
    • Privacy Policy
  • FAQ
    • Does homeowners insurance go up every year?
    • What does collision coverage on a car include?
    • Does getting home insurance quotes affect your credit score?
    • What is no-fault insurance?
    • How should I deal with an at-fault driver's insurance company?