What exactly is an "act of God" claim?
Saturday, there was sustained winds, with some gusts topping off at 65 mph! So what do you get with 65 MPH wind - downed trees and branches! So if this was your neighbors tree that fell on YOUR garage, shed, pool or fences, it really is your claim on your insurance not your neighbors insurance! Your neighbor wasn't negligent or at fault here - the wind did the damage, or an act-of-God! Thus, through nobody's fault, your property was damaged and you now have an insurance claim.
Sorry to report this but that is how it works. Doesn't matter who owns the tree, it fell due to no one's fault!
2/19/2022 08:09:49 am
Does it matter if the tree is dead, has been for a long time and neighbor is aware of it’s condition?
2/19/2022 08:39:00 am
Do you know he knows and can you prove it? That would then be up to the insurance company to go after him with this information.
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