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Things in your garage.....

8/7/2020

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Picture
      You can see the cars damaged in this garage fire due to an arsonist in Buffalo,NY.  But did you know that the insurance claim damage goes on their car insurance (comprehensive coverage) and not on the property/garage insurance? Things stored in your garage that are used for land or water conveyance need their own insurance policies. Let's say their was a boat stored in there....it needs a boat insurance policy to be covered!

What if there was an antique car someone was restoring that had no plates on it? The owner should have comprehensive only coverage on it for fire and/or theft....also not covered by garage insurance on the property insurance policy. Or if there was a 4-wheeler in the garage, that too needs it's own insurance policy to be covered. These are things your homeowner insurance policy isn't designed to cover.

Many consumers assume that because something is in a garage, that is where the coverage for a claim is - so VERY not true! They need there own policy to be covered for a fire loss, a theft loss or vandalism. So don't be that consumer that "assumes" coverage is there when it is not! Ask questions, ask questions, ask questions before you assume something!

Have a question?  Want a homeowner's insurance quote? Talk to me - [email protected]
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8665 Sheridan Dr
Williamsville, NY 14221
(716) 684-3203
Click Here to Email Us

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  • Home
  • Quotes
    • Property Quotes >
      • Landlords Insurance Quote
      • Home Insurance Quote
      • Earthquake Insurance Quote
      • Renters Insurance Quote
    • Auto Quotes >
      • Auto Insurance Quote
      • ATV Insurance Quote
      • Roadside Assistance Quote
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      • RV Insurance Quote
    • Business Quotes >
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  • Service
    • Report a Claim
    • Update Contact Info
    • Policy Changes
    • Proof of Insurance
    • Policy Review
    • Contact My Carrier
    • Free Consultation
    • Client Login
  • Insurance
    • Property >
      • Landlords Insurance
      • Home Insurance
      • Earthquake Insurance
      • Renters Insurance
    • Vehicles >
      • Auto Insurance
      • ATV Insurance
      • Motorcycle Insurance
      • Roadside Assistance
      • RV Insurance
    • Life/Financial >
      • Life Insurance
      • Umbrella Insurance
    • Other >
      • Boat Insurance
      • Event Insurance
      • Wedding Insurance
      • Pet Insurance
  • About
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    • Insurance Carriers
    • Careers
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    • Accessibility Statement
    • News
  • Blog
  • Videos
    • Landlords Insurance
    • Comprehensive Coverage
    • Independent Insurance Broker VS an Insurance Agent
    • How to Get Good NY Landlord Insurance Policy
    • Homeowner and Liability Risks
    • Homeowners Garage Insurance
    • Property and Landlord Insurance
    • Underground or Service Line Homeowner Coverage
    • Running The Game with Tom Larsen
  • Contact
    • Privacy Policy
  • FAQs
  • Newsletter
  • Luxury Home Insurance in NY
  • Workers Compensation
    • Florists Workers Compensation in NY
    • Restaurant Workers Compensation in NY
    • Grocery Store Workers Compensation in NY
    • Bakery Workers Compensation in NY
  • Business Insurance
    • Barber Shop Insurance - NY
    • Brew Pub Insurance in New York
    • Coffee House Insurance in New York
    • Business Owners Package (BOP) Insurance
    • Hair Salon Insurance
    • Restaurant Insurance