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Ride Sharing Endorsement for Lyft & Uber Drivers.

1/30/2020

1 Comment

 
Picture
Safeco Insurance company now offers an endorsement to those people who are driving for Lyft or Uber. As you can see in the above picture, this "gap" in coverage, is when the app is on but no passenger has been picked up yet. Then when the passenger is picked up, Uber or Lyft coverage goes into effect for the duration of the ride.

The reason this is important is because all personal auto policies in New York State excludes driving "for hire" or using your vehicle to make a living. This would be like a pizza delivery person using his/her car to make money. Or in this case, an Uber or Lyft driver using their vehicle to make money.

Also be aware that the deductibles for an Uber claim is $1,000 and for a Lyft claim is $2,500 deductible for the physical damage part. They each carry $1,000,000 of liability in case of injuries to the passenger's they carry.

Know what your risks are when using your vehicle to make money. Some insurance consumers just "assume" they are covered and nothing could be further from the truth!

​Tom Larsen
1 Comment
John Macaluso
6/16/2020 12:03:44 pm

How much per year Tom?

Reply



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  • Home
  • Quotes
    • Property Quotes >
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  • Service
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    • Policy Changes
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  • Insurance
    • Property >
      • Landlords Insurance
      • Home Insurance
      • Earthquake Insurance
      • Flood Insurance
      • Renters Insurance
    • Vehicles >
      • Auto Insurance
      • ATV Insurance
      • Motorcycle Insurance
      • Roadside Assistance
      • RV Insurance
    • Business >
      • Business Insurance
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      • Restaurant Insurance
      • Business Owners Package (BOP) Insurance
      • Workers Compensation
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    • Other >
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  • About
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    • Agency Photo Gallery
    • Accessibility Statement
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    • Comprehensive Coverage
    • Independent Insurance Broker VS an Insurance Agent
    • How to Get Good NY Landlord Insurance Policy
    • Homeowner and Liability Risks
    • Homeowners Garage Insurance
    • Property and Landlord Insurance
    • Underground or Service Line Homeowner Coverage
    • Running The Game with Tom Larsen
  • Contact
    • Privacy Policy
  • FAQs