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Larsen Insurance Agency Blog

Call Today 684-3203

Property damage with your vehicle in New York.

7/9/2020

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      There are a lot of driver's in New York, who carry just what the state minimum insurance coverage's are required by the state. In New York insurance minimums are $25,000 per person/$50,000 per accident and $10,000 of property damage. So if you hit another car, a building, a gas pump (yes this happened to our convenient store client) you only have $10,000 of insurance to fix the damaged property!

     That really isn't enough in today's climate, as so many people drive better cars that are worth much more than $10,000. And if you don't have the insurance to pick up the damage figure, a judgement would be favored against you until paid off.

      So be aware that us as an insurance broker, we are never in agreement to carry the state minimum coverage. As a matter of fact, our insurance agency has a $100,000/$300,000/$50,000 standard coverage we insist upon. We never want a client to come by or call and say "you never offered me this better insurance coverage". It just doesn't happen in our agency. We want our clients to all be protected against any loss that may occur due to their fault.

We do this because we care. need an auto insurance quote in NY?
​tom@larseninsurance.com
​Tom Larsen
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8665 Sheridan Dr
Williamsville, NY 14221
(716) 684-3203
Click Here to Email Us

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  • Home
  • Quotes
    • Property Quotes >
      • Landlords Insurance Quote
      • Home Insurance Quote
      • Earthquake Insurance Quote
      • Flood Insurance Quote
      • Renters Insurance Quote
    • Auto Quotes >
      • Auto Insurance Quote
      • ATV Insurance Quote
      • Roadside Assistance Quote
      • Motorcycle Quote
      • RV Insurance Quote
    • Business Quotes >
      • Business Insurance Quote
      • Hair Salons Quote
      • Restaurant Quotes
      • Business Owners Package (BOP) Insurance Quote
      • Workers Compensation Quote
    • Life & Financial Quotes >
      • Life Insurance Quote
      • Umbrella Insurance Quote
    • Other Quotes >
      • Boat Insurance Quote
      • Event Insurance Quote
      • Wedding Insurance Quote
      • Pet Insurance Quote
  • Service
    • Report a Claim
    • Update Contact Info
    • Policy Changes
    • Proof of Insurance
    • Policy Review
    • Contact My Carrier
    • Free Consultation
  • Insurance
    • Property >
      • Landlords Insurance
      • Home Insurance
      • Earthquake Insurance
      • Flood Insurance
      • Renters Insurance
    • Vehicles >
      • Auto Insurance
      • ATV Insurance
      • Motorcycle Insurance
      • Roadside Assistance
      • RV Insurance
    • Business >
      • Business Insurance
      • Hair Salon Insurance
      • Restaurant Insurance
      • Business Owners Package (BOP) Insurance
      • Workers Compensation
    • Life/Financial >
      • Life Insurance
      • Umbrella Insurance
    • Other >
      • Boat Insurance
      • Event Insurance
      • Wedding Insurance
      • Pet Insurance
  • About
    • Blog
    • Client Testimonials
    • Refer a Friend
    • Free Reports
    • Staff Directory
    • Insurance Carriers
    • Agency Photo Gallery
    • Accessibility Statement
    • News
  • Videos
    • Landlords Insurance
    • Comprehensive Coverage
    • Independent Insurance Broker VS an Insurance Agent
    • How to Get Good NY Landlord Insurance Policy
    • Homeowner and Liability Risks
    • Homeowners Garage Insurance
    • Property and Landlord Insurance
    • Underground or Service Line Homeowner Coverage
    • Running The Game with Tom Larsen
  • Contact
    • Privacy Policy
  • FAQs