Their are some worker's compensation programs out there that are called Pay-as-you-go, where you pay for worker's compensation along with your payroll. So when the audit is then done, your business would (should) be even on what you've paid and what you owe. Since your payroll is current and your worker's compensation would be current, there would be no big bill at the end.
For larger business with a large payroll, this worker's compensation solution could be what you are looking for. Tom Larsen
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