Do insurance companies report accidents to the DMV?

No they do not. There has to be a police recorded report for the DMV to pick it up. If it was a fender bender between 2 parties, with no police involved, it wouldn’t get to the DMV. However, the insurance companies loss WILL report it to C.L.U.E. (Comprehensive Loss Underwriter Exchange) which will show up. When changing insurance companies, they ALL go a C.L.U.E. check and want to know what happened in the incident.
(We’ve had $25 reported on a C.L.U.E., $121 mirror on a C.L.U.E, $75 towing on a C.L.U.E…….they are all there!)