If you are not listed as an additional driver on someone else's car insurance, but the car has full coverage, what happens if you get into an accident while driving the car?

10/7/2022

Auto insurance follows the car not the driver, per se. So the car insurance the owner has would pay for the damages done, no matter who was driving at the time (assuming permission was given). Now the insurance company paying the claim would want to know why that person was using the vehicle and whether or not that driver needs to be added to the auto insurance policy.

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What does comprehensive coverage on an auto insurance policy cover? Does it cover theft of personal property in or around your vehicle, such as a laptop?

10/7/2022

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No. Personal property - a stolen laptop, missing luggage, fire in your apartment/house - all personal property is covered by homeowners insurance or renters insurance. Auto insurance has nothing to do with your personal property.

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Frequently Asked Questions

If you are not listed as an additional driver on someone else's car insurance, but the car has full coverage, what happens if you get into an accident while driving the car?

What does comprehensive coverage on an auto insurance policy cover? Does it cover theft of personal property in or around your vehicle, such as a laptop?

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If you are not listed as an additional driver on someone else's car insurance, but the car has full coverage, what happens if you get into an accident while driving the car?

What does comprehensive coverage on an auto insurance policy cover? Does it cover theft of personal property in or around your vehicle, such as a laptop?

Contact us

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Categories

Navigation

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Frequently Asked Questions