Do you need a better Business Owners Package? BOP?
Choosing the right business or commercial insurance plan for your business can be very confusing, so we have developed many different options and programs to meet the needs of our commercial insurance clients in Buffalo area and throughout the state of NY.
At Larsen Insurance Agency, you can get a designed specialized package according to your property, liability, and casualty needs.
From Hartford to Security Mutual to Erie & Niagara insurance we identify your factors that may decrease your premiums or change your risk, and provide consulting and risk management options to protect your business.
Whether you are a retailer, wholesaler, contractor, or own a liquor store, we can tailor a package to meet your specific needs and requirements. So give us a call today or fill out one of our free online quote forms.
Commercial Package policy vs. Business Owners Policy (BOP)
Think of a Commercial Package Policy as a stereo system where you buy each component individually. So you would buy the receiver, speakers, remote, and every other part and accessory separate from each other.
In contrast, a BOP policy is much like a stereo-in-a-box. All of the pieces you need come pre-packaged.
Pricing for Business Owners Policy, samples:
- Business Owners Packages (BOP) Pricing samples:
- Food Store: $50,000 contents, $1,000,000 liability, loss of income = $1,500 per year
- Church Insurance: $1,200,000 on building, $70,000 contents, $1,000,000 liability, professional liability = $3,656 per year.
- Restaurant : $100,000 contents, $1,000,000 liability, loss of income + liquor legal = $4,200 per year
- Pizzeria: $125,000 contents, $1,000,000 liability, loss of income = $2,200 per year
- Hair Salon: $309,000 on building, $20,000 contents, loss of income + professional liability = $2,800 per year
- Marketing company: $50,000 contents, $2,000,000 liability, loss of income + professional liability = $1,285 per year
- Dentist: $624,000 business property (contents), $1,000,000 liability, loss of income = $3,200 per year
- Property Managers & Owners: 122 units managed, $40,000 contents, $1,000,000 liability = $3,026 per year
- Food Truck: $40,000 contents, $2,000,000 liability, loss of income = $1,178 per year
- Airbnb: $350,000 on building (2 unit), $500,000 liability, loss of income = $1,597 per year.
- Apartment Owners: 6 Unit, $250,000, $1,000,000 liability, loss of income = $2,100 per year
Pricing for small business insurance in Erie and Niagara counites of New York.
How to get started with your Business Insurance Comparison
No two businesses are the same, so it’s important to speak to a qualified Business Insurance professional like us, who can sift through your various options. The last thing you want is some cookie-cutter policy that’s riddled with exclusions and limitations.
To get started, call our office or complete the form below: