Homeowners and landlords make sure you add on or have underground utility coverage also called service line coverage. For $20-$60 a year added onto your policy, it covers $10,000 of repairs for a $500 deductible - even if your main deductible is $1,000 or $2,500! With our aging water and sewer systems, it is well worth this small added cost to have this coverage.
For landlords, it is only available for 1-4 family rentals, as those type of properties are still considered a personal lines policy and not commercial property. Anything with 5+ units is considered commercial and underground utility is not available. Get underground utility coverage TODAY!
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